EnerBank is dedicated to delivering top-notch lending products and services for home improvement. We’re a reliable home improvement lender, standing strong and consistently growing — always striving to create an exceptional customer experience. With our expertise in home improvement lending, we offer customized payment options for projects like yours. With over two decades of experience and millions of approved loans, we can help you complete your entire project now instead of waiting or doing it in stages
With an EnerBank loan,
Your home is not used as collateral,
There’s no application fee,
No closing or appraisal costs,
No prepayment penalties.
Your Project Manager will offer you a choice of payment options, then you can use one of our fast and easy application methods to connect with our US based lending team to receive a credit decision within seconds.
Approvals are valid for 120-180 days, giving you plenty of time to plan and complete your home improvement project.
*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% to 15.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period.
With our PreQualify process, no hard inquiries* take place, meaning there isn’t a major hit to your credit score during this process. When the customer decides to move forward with their project, the information they’ve already entered will populate the application to help speed up the process.
*There is no hard credit pull during Prequalification, but there will be a hard credit pull if a prequalified applicant chooses to apply for a loan
CHICAGO: (312) 549-8850
Lincoln Park, Gold Coast, Old Town, Wicker Park, Bucktown, River North, River West, Near Northside, Northside, Logan Square, North Central, Boystown, Lakeview, Loop, West Town, Ukrainian Village, Wrigleyville, West Loop
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